Another driver’s negligence can seriously injure you. If the at-fault driver does not carry the legally required liability insurance or has insufficient coverage, your circumstances could feel much more challenging.
Uninsured/underinsured car accidents in Woodbridge are not uncommon. If such an accident has injured you or someone you care about, it is time to consult with an experienced car accident attorney at Fredson Statmore Bitterman, LLC.
How Do Car Accident Claims Work?
To seek compensation, our lawyer can gather evidence to prove that the other driver demonstrated negligence, such as by being distracted or aggressive, speeding, or driving while impaired. They can further demonstrate that the other driver’s negligence directly caused the collision and that you suffered injury and legal damages as a result.
Your Car Accident Claim
At this point, we can file your car accident claim with the at-fault driver’s insurance provider. However, if the driver does not carry the liability coverage that the state requires or if their coverage is inadequate in the context of your losses, you could use your uninsured and underinsured motorist (UM/UIM) coverage.
Your UM/UIM Coverage
If another Woodbridge Township driver’s negligence seriously injured you in a crash, and if that driver carried inadequate liability insurance or did not carry it at all, you could use UM/UIM coverage. While motorists are not required to carry UM/UIM coverage, the state requires car insurance providers to offer it. In fact, the only way to avoid purchasing this form of coverage is to decline it in writing.
This means that you very likely carry this type of insurance. It could help ensure that you receive fair compensation to support your recovery.
Your Personal Injury Protection Coverage
Living in a no-fault state, you must carry personal injury protection (PIP) coverage. This means that you could draw on your PIP policy to cover your medical expenses and lost income.
If your injuries are severe, however, your PIP coverage is unlikely to cover your losses entirely. This type of coverage does not address your physical or emotional pain and suffering, which could feel greater than all your other losses combined.
How Our Seasoned Lawyers Can Help
Obtaining a fair settlement or court award can be a complex and challenging legal process. Our dedicated Woodbridge Township attorneys could support you in pursuing compensation after an insufficiently insured driver injured you in a wreck by:
- Skillfully guiding you through the legal process and avoiding the mistakes that could weaken your claim
- Gathering the evidence necessary to demonstrate that the other driver’s negligence caused you serious injury
- Gathering the evidence necessary to detail the full scope of your physical, financial, and emotional losses
- Engaging in skilled negotiations with the insurance company in pursuit of full and fair compensation
- Taking your case to trial if the insurance company refuses to settle fairly
Your future depends on the success of your claim, so work closely with our experienced lawyers from the outset.
Call Our Experienced Woodbridge Legal Team Today About Your UM/UIM Claim for Your Car Crash
Uninsured/underinsured car accidents in Woodbridge are all too common. Our knowledgeable attorneys here at Fredson Statmore Bitterman, LLC, are ready to help. We can pursue your claim relentlessly on your behalf. Contact us online or call us today for your free consultation.
