Teen drivers are often excited to take to the road for the first time. They love the freedom and independence of operating a motor vehicle on their own, and they look forward to getting places without having to rely on their parents. Unfortunately, teen drivers also have greater odds of involvement in an accident. Teen driving accidents in Clark are a serious concern, as young and inexperienced drivers may underestimate risks or overestimate their driving abilities.
If you were involved in an accident with a teen, working with an experienced car accident attorney could make it easier for the injured party to recover compensation.
Increased Risks for Teen Drivers
Teen drivers have less experience than their older counterparts. In many cases, that means that they struggle more to react appropriately in the event of an accident. Not only that, teen drivers may struggle with:
- Higher risk of reckless behavior behind the wheel
- A greater likelihood of panicking in the event of an accident
- Increased distractions behind the wheel, including a harder time operating a vehicle safely with others in the vehicle
Teen drivers in New Jersey follow a graduated licensing program. During the initial stages, they may not drive between 11:01 p.m. and 5:00 a.m. and are limited to one additional passenger in the vehicle. The passenger restriction lifts only after at least six months of driving. These restrictions aim to reduce the risk of accidents among teen drivers and enhance safety for all road users.
Compensation for Teen Driving Accidents
Most teen driving accidents in Clark where the teen holds liability proceed through the driver’s insurance policy. In most cases, teens receive coverage under their parents’ policy. This provides teen drivers with the same coverage as adult drivers in New Jersey. As a result, injured individuals could pursue compensation for:
- Pain and suffering
- Income losses or lost earning potential
- Medical expenses for injuries they suffered in the accident
- Anticipated future medical expenses, if a teen driver’s negligence causes severe injuries
New Jersey is a no-fault state for car accidents, which means the injured person will generally start by using their own PIP insurance to cover the cost of medical care. However, drivers can opt out of that coverage by selecting a full tort policy, which means that they will bear full liability if they cause an accident and may choose to file a claim through the other driver’s insurance when that driver causes an accident.
Complications in Teen Driving Accidents
Insurance companies often side with the other driver after a teen driving accident, assuming the teen caused the negligence or recklessness behind the wheel. The teen’s parents may actively contest liability. In addition, obtaining an admission of fault from a teen may present challenges. Working with a lawyer after a teen driving accident in Clark could help injured individuals pursue a claim for appropriate compensation.
Contact a Lawyer in Clark Following a Teen Driving Accident
While teen driving accidents in Clark may seem straightforward since insurance companies often side with the more experienced driver, do not assume that legal representation is unnecessary. An attorney could assist in collecting evidence, establishing liability, and pursuing full compensation. At Fredson, Statmore & Bitterman, we understand the challenges associated with teen driving accidents and work to help clients seek fair compensation. Contact us today for a free consultation.
