Food delivery services have been a great benefit to both drivers and the people who use them. Drivers can earn extra cash making door-to-door deliveries of delicious food, and people can get hot meals brought directly to their door. Unfortunately, driving means accidents, and accidents mean insurance claims.
If you were involved in a serious accident with a food delivery driver, you may need legal advice to ensure you get the compensation you deserve. A Bloomfield food delivery accident lawyer like those at Fredson Statmore Bitterman, LLC can explain your legal rights and help you file your insurance claim. Contact us today to schedule a case evaluation with a knowledgeable car accident attorney.
Are Food Delivery Service Accidents Different from Car Accidents?
Food delivery service accidents differ from ordinary car accidents in one important way: how the insurance claim is handled. DoorDash and some other delivery app services provide their drivers with limited third-party coverage. Drivers have insurance coverage for injuries and lost wages, but only when they are in the “active delivery” phase. Before and after, the driver’s own insurance applies.
Many food service insurance providers will not cover property damage. In a no-fault state like New Jersey, you may need to exhaust your personal insurance before you can file a third-party claim. In addition, if you were working as a delivery driver at the time of your wreck, your own insurer may not want to pay your own claim if they decide you were using your personal vehicle for “commercial” purposes. A Bloomfield personal injury attorney can help sort through some of this confusion and guide you through the claims process.
What Should You Do After a Food Delivery Accident?
After an accident, you should take the usual steps to protect yourself and the evidence. Call 911 and exchange insurance information with the other driver. Do not make any statements of fault.
Seek medical attention, even if you do not feel injured. Some injuries can take time to develop, and a medical report could strengthen your insurance claim. If possible, get photos and other evidence from the scene and witness contact information. Finally, contact a Bloomfield attorney to assist you with filing a food delivery accident claim.
Get Legal Assistance from a Bloomfield Food Delivery Accident Attorney
When you have been the victim of an auto accident involving a food delivery driver, you need to get your injuries cared for and your vehicle back on the road as quickly as possible. Filing an insurance claim can be complicated, but a Bloomfield food delivery accident lawyer from Fredson Statmore Bitterman, LLC can help.
Our attorneys can gather the evidence you need to file your claim. If your claim is denied by the insurer, we can help you do what is necessary to appeal the denial and get the compensation you deserve. Contact us today for a free and confidential consultation on your case.
